One card with double-currency——with both of Renminbi and Dollar settlement accounts; general and easy to use in home and abroad.

One card with multi-accounts——With RMB current deposit account and fixed deposit account of lump-sum deposit & withdrawal, small savings for lump-sum withdrawal and education savings, etc; foreign currency current account, lump-sum deposit & withdrawal cash and spot exchange account.

Choose VISA settlement account at will ——through counter, telephone banking and online banking, etc, the clients may choose the current settlement account with preferential settlement when operating through VISA network to satisfy individual needs.

Dynamic purchase of foreign exchange——When choosing USD current settlement account as preferential for VISA, the payment or cash withdrawal shall be made by this account; if there is a deficit, our bank will automatically sell forex to card holder for deficient part and deduct the RMB fund for forex purchase from his Renminbi current settlement account.

When choosing Renminbi current settlement account as preferential for VISA, cash withdrawal or consumption shall be paid by automatic forex sales from Bank of Beijing to card holder, and deduct the RMB fund for forex purchase from this account; if there is a deficit, the fund in dollar current settlement account may be employed.

The forex rate purchased with renminbi shall be carried out according to USD selling rate of Bank of Beijing one day before the liquidation date.

Through the counter, online banking and telephone banking of business outlets of Bank of Beijing, the card holder can inquire and amend the current settlement account with preferential settlement when operating through VISA network.

Nationwide deposit or withdrawal: the clients can enjoy all deposit and withdrawal services concerning various saving types at any business outlets of Bank of Beijing.

Agreement redeposit: the automatic redeposit can be registered with any business outlets of Bank of Beijing.

Self-service transfer service
The self-service transfer is available at personal online banking of Bank of Beijing and ATM.
Consumption and self-service withdrawal

Self-service deposit
You can enjoy the services concerning renminbi current cash deposit and balance inquiry through the CDM of Bank of Beijing.

Self-service payment
Various charges can be paid in self-service manner to our special charge units through the counter, telephone banking, online banking and self-service payment terminals of Bank of Beijing.

Inquiry service
The counter, telephone banking, online banking and self-service banking can provide account inquiry service for clients.

Telephone banking service
The special VIP passage of telephone banking (96169) of Bank of Beijing provides automatic voice service and staff service.

Personal online banking service of Bank of Beijing
With the VIP card, you can directly log on the ordinary version of online banking to conduct account inquiry, card financing, paying phone fee, inquiry and amendment to the preferential settlement account which operating through VISA network.
Meanwhile, you can apply for being the special customer at any of our business outlets, except for all the functions the ordinary customers enjoyed, you can also reach to such featured businesses as operating our bank card/transfer among deposit book, foreign transfer, electronic card issuing and fee collection express.