Home Personal
Banking 
Corporate
Banking   
Foreign Exchange
& Settlement       
Investor 
Relations
Online   
Banking
You are here: Personal Banking > Financial Services on Card > Double-Currency Card
 
> Double-currency international debit card of jing card

Bank of Beijing and VISA International Organization jointly issued——double-currency international debit card of jing card with both of RMB and US dollar current settlement accounts for world consumption and cash withdrawal. In home as long as you deposit some RMB or US dollar in advance, payment or cash withdrawal in RMB is available at any POS machine and ATM (Exclude VISA MINI CARD) with the mark of “Union Pay’; in abroad, payment or cash withdrawal in US dollar is available from over 23,000,000VISA specially engaged merchants and over 760,000 ATM with “Visa” mark (Exclude VISA MINI CARD) in more than 200 countries and districts.

 
  回到页顶
 
> Reasons for you to choose the double-currency international debit card of Jing Card

More choices
You can also apply for the salve card——VISA MINI CARD while applying for the master card, VISA MINI CARD of Jing Card has following likeable features:

No.1 in China——the first international debit card of VISA MINI in home;

Double-currency for one card——one card with both of RMB and US dollar accounts;

Multi-accounts for one card——fixed deposit accounts such as RMB current deposit, lump-sum deposit & withdrawal, small savings for lump-sum withdrawal, education deposit; interest withdrawal on principal deposited, etc; foreign currency current account, lump-sum deposit & withdrawal cash and spot exchange account.

Smart shape ——it is 43% smaller than the familiar standard card, so you can go shopping with it at will;

Transparent and colorful——two card surfaces with bright color, vivid and fashionable design are offered for you, particularly the transparent card will let your VISA MINI CARD have a thorough show!

We believe that, when you enjoy the advantages brought by VISA MINI INTERNATIONAL DEBIT CARD of JING CARD,your unique appreciation grade will be also uncovered without reservation at the same time, through leading the fashion you will have a unprecedented feeling!

Dynamic purchase of foreign exchange

When you use double-currency international debit card of Jing card abroad to withdraw cash (exclude VISA MINI CARD) or buy goods and your foreign-currency account is in deficit, you exchange foreign money with the Renminbi money in your card to fill the gap, and there is no need to purchase forex at the counter.

Better value for money

Only by paying RMB10 of annual fee/master card and RMB20 of one-time cost/VISA MINI CARD, you will own the brand-new international card issued elaborately by Bank of Beijing for you——double-currency international debit card of jing card. Only the expense for buying a magazine can start a wonderful and fashionable life for you!

Safe and easy for use

The environment for operating double-currency international debit card of jing card is very wide, in home as long as you deposit some RMB or US dollar in advance, payment in RMB or cash withdrawal is available at any POS machine and ATM (Exclude VISA MINI CARD) with the mark of “Union Pay’; in abroad, payment or cash withdrawal in US dollar is available from over 23,000,000VISA specially engaged merchants and over 760,000 ATM with “Visa” mark (Exclude VISA MINI CARD) in more than 200 countries and districts. You can travel around the world without trouble.

Your worries about the safety and convenience of taking cash in large amounts will go away by using of double-currency international debit card of Jing Card; when you are in a foreign country, automatic exchange for local currency can shun the possible exchange loss.

7×24-hour hot line

Any need or questions about double-currency international debit card of jing card, our 7×24-hour hot line——0086-10-96169 will be ready for you if necessary.

Online banking

On-line banking of Bank of Beijing (www.bankofbeijing.com.cn) will provide you with convenient and quick online financial services including inquiry, account transfer and payment, etc.

Easy for application

You can complete the application at any business outlet of our bank by presenting your valid identification and get the card instantly.

 
  回到页顶
 
> Important prompt

1.In order to guarantee the payment by swiping card successfully, you should give your sign manual in the bar for sign of the card back at once after application.

2.For your fund safety, please don’t lend the double-currency international debit card of jing card to others for use, or tell the password to others; you’d better separate your ID card from this card.

3.VISA MINI CARD is only available for swipe machine, no use is allowed for any card-insert terminal machines, including ATM, part-self-service oil adding machine in gas station and the terminal machines with tape-insert reading machine; or, all aftereffects and possible losses caused will be undertook by the card holder.

4.In accordance with the regulations specified by relevant management department of the country, when the card holder with the master card of double-currency international debit card of Jing Card withdraw RMB cash from domestic ATM, the daily accumulated limit for total cash withdrawal is RMB5,000. While using it to withdraw foreign cash in abroad, the daily limit is USD1,000 or other foreign currency with equal value; the monthly accumulated limit is USD5,000 or other foreign currency with equal value; USD10,000 or equal foreign currency within six months; USD20,000 or equal foreign currency within one year.

5.No overdraw is allowed for it. If the overdraw is caused by the operation of foreign bank or special engaged units or the commission charge, the issuing bank has the right to charge the overdraw to card holder and freeze the card, meanwhile, the interest on overdraft is charged at 0.05% from the date of overdraw to the day before paying off. The card holder doesn’t have the right to use the card until paying off the principal and interest on overdraft.

6.If the card is lost carelessly, please call “0086-10-96169” for oral loss reporting and the effective date will last for 5 days, so you shall go to the issuing outlet for written loss reporting as soon as possible within 5 days. If you want to reissue a new card after loss reporting, the application of written loss reporting and valid ID card are needed.

 
  回到页顶
 
> Charging table

Name of item

Charging standard

Annual fee (master card)

The annual fee: RMB10/per card

Cost of the ard

Master card

The fee for change: RMB5/per card

MINI card

The fee for card opening/changing: RMB20/per card

The commission charge of loss reporting (master card and MINI card)

RMB10/per card, per time

The commission charge of cash withdrawal in abroad (includes from the ATM and counter)
(master card and MINI card)

About 1% of the trading value, min. USD2 and max. USD10

The fee of currency exchange (master and MINI card)

Charged according to related regulations of VISA International Organization, about 1% of the trading amount

Commission charge for bill retrieving

Charged according to the regulations specified by VISA International Organization or International Practice

The interest on overdraft

If the overdraw is caused by the operation of a foreign bank or specially engaged unit, the interest on overdraft is charged at 0.05% from the date of overdraw to the day before paying off.

 
  回到页顶
 
Copyright © 2004-2007 BANKOFBEIJING All rights reserved.