Investment has risks. Your financial resources can not be blindly wasted or bear unnecessary risks. Financing consultants of Bank of Beijing will help you analyze financial objectives, determine right financing strategy, and help your dream come true!

Colorful Investment uses investment options including standard- and foreign-currency financing products of Xinxi series, basic savings deposit products, fund, treasury bond and insurance as the financing product library; plus various account management functions, combining into integrated investment product series. Together with financing consulting service, forming the complete investmtent and financing service system. Our service tenet is to offer investment and financing services best suitable for you according to your different financing demands.

 Compared with all other investment tools, it leaves expected fruits for you faithfully.

Savings deposit is investment too. The key to use the savings deposit tool is to use it reasonably; Bank of Beijing knows your demand well, providing you with flexible and diversified savings products, helping you reaching your lifetime wealth aim.

Bank of Beijing supplies full line of RMB savings deposit products, providing you with various flexible options.

Do you want to know the return on investment of savings deposit you can get? Welcome to view the RMB deposit interest rate sheet and foreign currency deposit interest rate sheet.

Fixed Savings Deposit of Single-Depositing-Single-Withdrawing is a type of savings deposit that the term of deposit is specified, with the principal deposited at one time, and the interest withdrawn by virtue of the deposit receipt. The threshold deposit amount is RMB 50.00, with term of three months, six months, one year, two years, three years and five years. When the deposit is due and to be withdrawn, the interest is calculated at the interest rate shown on the deposit receipt. For the overdue days, the interest will be calculated at the current interest rate of the bank listed on the day. The threshold amount of Foreign Fixed Savings Deposit of Single-Depositing-Single-Withdrawing is foreign currencies with a value equivalent to RMB 50 yuan.

Fixed Savings Deposit of Multiple-Depositing-Single-Withdrawing is a type of savings deposit than a specified amount of money is deposited each month, with the principal and interest withdrawn at one time, accumulating odd money to integral money, with term of deposit of one year, three years, and five years. The threshold opening amount is RMB5.00, with no maximum limit. The same amount of money shall be deposited on monthly basis, with the principal and interest to be withdrawn at one time when the deposit becomes due. If no money is deposited in a month, it shall be deposited in the next month, otherwise, it will constitute a breach of contract. The interest of the deposit in breach will be calculated at the rate of current deposit. Now, Bank of Beijing offers fixed savings deposit of multiple-depositing-single-withdrawing service in Renminbi only.

Deposit of Depositing Principal and Drawing Interest is a type of savings deposit that the principal is deposited at one time, the term of deposit and times of interest drawing are specified, the interest is drawn on average basis according to the specified times of interest drawing, the principal is drawn in full when the deposit becomes due. The minimum opening amount of deposit is RMB5000.00, with no maximum limit. The term of deposit includes one year, three years, and five years. The time of interest drawing may be once a month or once several months, to be determined through negotiation between the depositor and the savings institution. If the client fails to draw the interest on the interest drawing day, the interest can be drawn at any time in the future, but the bank will not calculate the compound interest. Now, Bank of Beijing offers deposit of depositing principal and drawing interest service in Renminbi only.