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You are here: Personal Banking > My Wealth> Cycling Cash Box

The biggest risk of wealth is lack of management.

Bank of Beijing provides you with diversified account management tools, gives you professional wealth management suggestions; helps you know the wealth situation at any time, and keeps your finance healthy; easy and free!

The page of Jewel Box of Financing gathers the basic account management and account optimized management functions offered by Bank of Beijing, helping our clients managing their investment accounts conveniently and rapidly on the basis of investment, making their investment easier!

 
> Cycling Cashbox Personal Credit Operation
Bank of Beijing rolls out the brand-new “Cycling Cashbox – Personal Credit Operation”, helping you borrow opportunities and hopes! The cycling cashbox offers you loan service with function of cycling credit, offering help for your life and career.
◆ Features:

Reasonable credit line
·Credit line that can be used in a cycling way
The personal credit function of cycling cashbox provides you with credit line that can be reused. Specific credit line depends on the cash value of your pledges or pawns.

Diversified choices
·Abundant manners of guarantee
The credit line of cycling cashbox can be obtained through pledging or impawning personal private house property with our bank, fixed saving deposit in Renminbi in our bank, subscribing voucher-type treasury bonds in our bank, life insurance policy and Xinxi (Happy Heart) financing product.
·Flexible manner of repayment
The cycling cashbox allows multiple manners of repayment. You can select one with the assistance of our customer manager to ensure your living quality and improve your liability efficiency.

Convenient and rapid flow
·Automatic updating of available credit line
Your career is full of challenges, and your life is so colorful. Don’t miss each opportunity! Each time when you repay the loan, the cycling cashbox will automatically update your available credit line.
·Borrowings arriving at account in good time
When you have a credit line, you can execute the borrowing formality at the banking outlet or on-line bank directly. Cash will arrive at your account in good time.

Sincere service
·Debt rearrangement plan
If you want to obtain a more flexible credit line, if you want to reduce the overall cost of loan, if you want to rearrange your repayment plan, if you want to have any doubt about your current debt management, please contact Bank of Beijing, our loan experts will provide the most applicable debt rearrangement program.
·VIP service experience
If you have a good reputation record, and your credit line reaches the specified standard, you will be a VIP customer of our bank, and enjoy our VIP services. A customer manager will provide one-to-one financial service and help you achieve more success!

◆ How to join

Apply for personal credit operation directly with our bank
Through applying for new loan
Have owned our loan
Through debt rearrangement plan
Contact our bank directly

◆ Bank of Beijing supplies full series of personal loan products

·Cycling cashbox – personal credit operation
·Mortgage loan for personal commercial house
·Mortgage loan for personal second-hand house
·Discount loan for personal house
·Policy-oriented discount loan for personal houses in Central government agencies
·Mortgage loan for personal house property
·Personal automobile consumption loan
·Mortgage loan for personal parking place
·Loan pledged with personal securities
·State study-aid loan

 
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