Conditions for corporate customers to use the online bank service
1)Have opened settlement accounts at any outlet of the Bank, including basic account, general account, special account or provisional account.

2)Applying for a digital certificate issued by BJCA at the outlet where you want to open an account of online bank.

3)Signing the Corporate Online Bank Service Agreement of Bank of Beijing at the bank where you want to open an account of online bank, and completing other application forms. You may receive our services of online bank within five working days.

Flow of applying for online bank services by corporate customers
1)Select the outlet where the enterprise opens any of its settlement account to execute the online bank launching formality. Such settlement account is known as the Master Application Account.

2)The enterprise shall execute the registration formality at the master account application bank with the original business license, originals and copies of organization code certificate, account opening register certificate, legal representative’s ID card, CFO’s ID card, authorized proxy’s ID card (with the copies affixed with common seal of the enterprise).

3)Fill in the entire Corporate Online Bank Customer Information Sheet of Bank of Beijing and Corporate Online Bank Service Agreement of Bank of Beijing.

4)The applying enterprise may fill in relevant agreement documents according to the type of service it needs. If applying for commission-based salary payment service, commission-based money withholding service, it needs to sign the Cooperation Agreement of Commission-based Payment (Withholding); if applying for online commission-based expense account write-off, it also needs to sign the Corporate Online Expense Account Write-off.

5)If the enterprise applies for hanging down the account of other entity or its subordinate enterprise, the account to be hung down shall be a settlement account opened with Bank of Beijing. The enterprise customer shall hold the materials provided by the hang-down account (with the content same to that provided by the enterprise) to conduct the application at the bank where the master application account is opened. The enterprise and the hang-down account shall also sign such relevant documents as Letter of Authorization of Bank of Beijing on Corporate Online Bank Account Transfer.

6)If the enterprise needs to modify the content of online bank service or stop the online bank service, it has to complete the Form of Application for Alteration/Cancellation of Corporate Online Bank Account of Bank of Beijing, and handle at the bank where the master account is opened.

7)All of your applications for launching, modification and cancellation of online bank account, we promise to accept and finish them within five working days.

Flow of modifying or canceling online bank services by corporate customers
When the enterprise modifies its online bank service information, it shall execute modification formality at the bank where its master account is opened by carrying a letter of reference of the enterprise (indicating the corporate customer number, modification content and other elements), the handler’s ID card and its copy, completing the Form of Applying for Modification/Account Cancellation of Corporate Online Bank of Bank of Beijing, indicating the corporate customer number, modification content and other elements, providing materials required for adding or canceling relevant services. If the modification content is related to the hang-down account information, the above-mentioned materials shall be submitted by the hang-down account to its bank of deposit for executing the modification formality.
When canceling the corporate online bank service, the enterprise shall first confirm that there’s no online bank business not handled. If no error is found, the enterprise shall it execute cancellation formality at the bank where its master account is opened by carrying a letter of reference of the enterprise and the handler’s ID card and its copy, completing the Form of Applying for Modification/Account Cancellation of Corporate Online Bank of Bank of Beijing, indicating the corporate customer number and reason(s) of modification.

Flow of logging on the online bank system by corporate customers
1)The customer shall access to Internet through dial-up or special line, thus in a interconnected state;
2)Log on the website of Bank of Beijing, http://www.bankofbeijing.com.cn, click and enter the “Corporate User;”
3)Insert the USB Key digital certificate, and enter the certificate password as prompted on the page;
4)Enter the user name and logon password;
5)Enter the corporate online bank system to enjoy the safe, considerate and rapid services offered by Bank of Beijing.

Security Measures
While offering convenient and rapid services, the online bank of Bank of Beijing also provide safer transaction protections for you.We use the “digital security certificate” issued by the authoritative certification organization of Beijing Municipal Government – Beijing Certificate Authority as the only ID for you to log on our online bank. Any online transaction involving account and external transfer must be provided with electronic signature and digital encryption by using the digital certificate, thus ensuring your safe operation of the online bank.

Suggestions on Use
We use the “digital security certificate” issued by Beijing Certificate Authority for our online bank system in order to ensure the safety of your online transaction. Such “digital security certificate” is valid for one year from the date of issue and will become null and void upon expiration. In order to enjoy our services, we propose you renew your “digital security certificate” one month before it expires at the online bank where you apply for your master account or Beijing Certificate Authority. The renewal period is one year. No limit is set to the renewal times.
The time limit of the “current deposit changed into fixed deposit (notice)” operation is at 17:30 of the bank’s business day. Any instruction delivered beyond the system processing time will be invalid.
For large-sum (greater than RMB20,000) other-city or trans-bank settlement operations, the online bank acceptance time is at 8:30-15:30 of the bank’s business day. For small-sum (smaller than or equal to RMB20,000) other-city or trans-bank settlement operations, the online bank acceptance time is at 8:30-15:30 of the bank’s business day. For any transfer transaction delivered beyond the online bank acceptance time, the system will automatically reserve to process it on the next working day.
For any transfer transaction between accounts of Bank of Beijing, such as transactions in the menu of “online settlement” and “active receiving”, the time limit is at 22:00 of the bank’s business day；any instruction delivered beyond the system processing time will be invalid.

Service Charges
Online bank charges include two parts: charge for use of digital certificate, and online bank service charge. The former is collected in line with the provisions of Beijing Certificate Authority issuing the certificate. The annual service charge is RMB180, the cost of certificate medium USB Key is RMB80/person, and the password card cost is RMB20/person. In the event of any change in prices, new rate will be adopted. Our online ban service charge includes annual service charge and settlement commission charge. During the period of business extension, we will not collect the online bank annual service charge provisionally. The settlement commission charge will be collected in line with relevant provisions of the Payment and Settlement Measures, Provisional Measures for Management of Service Price in Commercial Banks, as well as PBOC and China Banking Regulatory Commission.